Consumer Rates
Market leading rates that prove we value your business. Not only does Gateway offer smart banking choices combined with the convenience of today’s leading technology, but we are also committed to offering interest rates that remind you that we value your business.
Accurate as of 04/01/24
Member FDIC
Promotional CD Term (minimum $500)1,2,9,10 | Interest Rate | Annual Percentage Yield |
---|---|---|
7 months | 5.37% | 5.50% |
13 months | 4.89% | 5.00% |
Promotional CD Term (minimum $500)1,2,9,10 | 7 months |
---|---|
Interest Rate | 5.37% |
Annual Percentage Yield | 5.50% |
Promotional CD Term (minimum $500)1,2,9,10 | 13 months |
---|---|
Interest Rate | 4.89% |
Annual Percentage Yield | 5.00% |
CD Term (minimum $500)1,2,3,9 | Interest Rate | Annual Percentage Yield |
---|---|---|
6 months | 3.40% | 3.45% |
12 months | 3.20% | 3.25% |
24 months | 3.30% | 3.35% |
36 months | 3.06% | 3.10% |
48 months | 2.96% | 3.00% |
60 months | 2.86% | 2.90% |
CD Term (minimum $500)1,2,3,9 | 6 months |
---|---|
Interest Rate | 3.40% |
Annual Percentage Yield | 3.45% |
CD Term (minimum $500)1,2,3,9 | 12 months |
---|---|
Interest Rate | 3.20% |
Annual Percentage Yield | 3.25% |
CD Term (minimum $500)1,2,3,9 | 24 months |
---|---|
Interest Rate | 3.30% |
Annual Percentage Yield | 3.35% |
CD Term (minimum $500)1,2,3,9 | 36 months |
---|---|
Interest Rate | 3.06% |
Annual Percentage Yield | 3.10% |
CD Term (minimum $500)1,2,3,9 | 48 months |
---|---|
Interest Rate | 2.96% |
Annual Percentage Yield | 3.00% |
CD Term (minimum $500)1,2,3,9 | 60 months |
---|---|
Interest Rate | 2.86% |
Annual Percentage Yield | 2.90% |
High Yield Savings minimum balance 4,5,6,9,11,12,13,14 | Interest Rate | Annual Percentage Yield |
---|---|---|
Any balance up to $250,000.01 | 3.46% | 3.50% |
High Yield Savings minimum balance 4,5,6,9,11,12,13,14 | Any balance up to $250,000.01 |
---|---|
Interest Rate | 3.46% |
Annual Percentage Yield | 3.50% |
Gateway Checking Minimum Balance5,6,7,9 | Interest Rate | Annual Percentage Yield |
---|---|---|
Any balance | 0.50% | 0.50% |
Gateway Checking Minimum Balance5,6,7,9 | Any balance |
---|---|
Interest Rate | 0.50% |
Annual Percentage Yield | 0.50% |
Savings Minimum Balance5,6,8,9 | Interest Rate | Annual Percentage Yield |
---|---|---|
Any balance | 2.48% | 2.50% |
Savings Minimum Balance5,6,8,9 | Any balance |
---|---|
Interest Rate | 2.48% |
Annual Percentage Yield | 2.50% |
Deposit accounts not available in the following states: Alaska, California, Georgia, Hawaii, Illinois, Maine, Massachusetts, Montana, New Hampshire, New York, Rhode Island, Vermont.
A penalty may be imposed for early withdrawal.
IRA CDs (min. $500 to open) can be opened for 1 year, 13 months, 2 year, and 3 year fixed terms at the 12, 13, 24, and 36 month Interest Rates and Annual Percentage Yields shown.
Existing CDs automatically renewing for time periods other than those listed will earn the Interest Rate and Annual Percentage Yield for the next-lower CD Term time period.
Minimum balance to open a Gateway High Yield Savings account is $1,000.
The Interest Rate and Annual Percentage Yield may change after the account is opened.
Fees could reduce earnings on the account.
Minimum balance to open a Gateway Checking account is $25.
Minimum balance to open a Savings account is $10.
Deposit products, interest rates, and Annual Percentage Yields may vary for businesses, financial institutions, and public funds, and are not available to brokers or dealers.
7 and 13 month Promo CDs automatically renew into 6 and 12 month CDs, respectively.
There are no maximum or minimum interest rate limits for this account.
Interest will accrue on daily balances up to $250,000. Interest will not accrue on amounts exceeding the $250,000 daily balance cap.
$10,000 minimum daily balance to avoid fee.
$10 monthly service fee if minimum daily balance is not met.
Click here for a PDF of today’s deposit rates.